You don't need to have the recipient's banking details on hand to send money. The money will go straight to the recipient's account.

Unlike other banking apps, there's no middleman. It lists hundreds of banking partners on its website and says 100 million people can access Zelle through their banks. Zelle is already integrated with many banking apps so you may not even need to download it separately. That makes it even easier to handle your personal finance and money transfer needs. In most cases, those who are enrolled with Zelle can receive a money transfer within minutes. This payment option is a great way to send money quickly. That's why you need to know and trust the person you're sending money to. However, the downside to an instant money transfer is that you may not be able to cancel the transaction. Your details stay secure with your bank and are never visible to Zelle. One reason Zelle sells itself as a secure money transfer app is that it doesn't store your personal information. That said, it's always a good idea to check with your bank to ensure it doesn't charge any money service fees. Unlike some other payments apps, Zelle won't charge you to send or receive money. Each of these tasks is simple to do, and the app will walk you through the process. You can then send money, request money, or split an expense with others.

You just need to enter your personal and bank information. If not, you can access Zelle as a standalone app. That means you can likely use Zelle's money transfer service through your banking app. This mobile payment app was created by some of the big banks and it now partners with hundreds of U.S. Zelle will then send a text message or email to let them know there's a payment waiting.

Instead, you can use their phone number or email address. To send money via Zelle, you don't need to know the recipient's bank account details. It's a good way to send money to someone you already know. This mobile peer-to-peer payment app lets you send money directly from one bank account to another. Zelle is a free payments app that is easy to use and transfers money fast.

How to use zelle